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© Seis, Inc.
1. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when deposited at banks in Thread Bank’s deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, including other deposits you may already have at that bank in the same ownership capacity. You can access the sweep program terms and conditions at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Contact customerservice@thread.bank if you have questions about the sweep program. Pass-through insurance coverage is subject to conditions.
2. Seis is a financial technology company and is not a bank. Banking services are provided by Thread Bank, a member of the FDIC. The Seis Visa debit card is issued by Thread Bank, a member of the FDIC, pursuant to a license from Visa U.S.A. Inc., and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds deposited through Thread Bank, a member of the FDIC. Pass-through insurance coverage is subject to conditions.
3. Seis is not a bank. Credit card services are issued by Lead Bank, member FDIC. The Seis Visa credit card is issued by Lead Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc.
4. Cashback Rewards Program terms and conditions apply. Cash back earned will be credited to your account at the end of your statement cycle. ATM transactions, the purchase of money orders or cash equivalents, and funding of accounts made with your debit card are not eligible for cash back. Seis cashback rewards are offered and managed by Seis, not by Seis’ banking partners. Eligible cashback merchants include McDonald’s, Starbucks, Dunkin’ Donuts, Chick-fil-A, Subway, KFC, Netflix, Disney+ and Spotify. Cashback limits are monthly. See the Rewards Terms and Conditions for more details.
5. Seis members in good standing may be eligible to complete Seis Achievements and receive an unsecured credit line immediately. Other customers will need to complete payments or milestones before obtaining an unsecured credit line.
6. Credit card pre-approval is based on becoming and remaining a Seis member in good standing. To be a Seis member, you must live in the United States and have an approved form of identification, such as a passport, consular ID, or ITIN.
7. See all rates and fee details. The Seis Silver Secured Credit Card requires a monthly Seis Membership subscription to apply for and maintain the card.
8. Building credit is based on using your Seis credit card in a prescribed way and making regular, on-time payments. Your results may vary.
9. Some limitations or conditions may apply. You must have a Seis bank account to receive cash back. Check the rewards program terms in the T&C for more details. Rewards program terms are subject to change.
10. The Seis Silver Secured Credit Card is currently available only to residents of the following states and districts: AK, AL, AZ, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MI, MO, MS, MT, NC, NJ, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WY.
11. Licenses and registrations: Pennsylvania Credit Services Loan Broker License, #109485; New Jersey Collection Agency Bond Registration Number 20569; New York Buffalo Collection Agency License CAG24-10066501; Georgia Installment Lender License #2569488; California Debt Collection License Number 11492-99; Arizona Consumer Lender License CL-2006255; Arizona Collection Agency License CA-2006260; Utah DFI Consumer Credit Notification; Colorado Supervised Lender License SUP-L-00180500; Tennessee Collection Service Agency License #2679; North Carolina Collection Agency Permit #523929336.
12. Cash advance: Seis is not a bank. Credit services offered by Lead Bank, Member FDIC. Seis Silver Credit Card, including the cash advance feature, is issued by Lead Bank. Subject to credit eligibility requirements. Not available in all states; see website for details. The Seis Silver Credit Card is offered to Seis Plus and Premium Members. Qualifying customers for the cash advance feature may receive $25 to $75 with their first cash Advance. Future cash advance offers may be higher, up to $250, subject to continued eligibility and approval. Cash advance offers expire after 24 hours. Reapplying does not guarantee approval, and approved amounts may change. The cash advance balance must be fully repaid before a new cash advance offer becomes available.
13. Seis membership may qualify for a discount when you accumulate $1,500 in spending with your Seis debit or credit card.